Odds On Promotions — Prize Insurance for Bold Promotions
Prize Indemnity Insurance · Since 1991

Offer the million-dollar prize. Skip the million-dollar risk.

Run the hole-in-one, the half-court shot, the grand-prize giveaway — for a fraction of the prize value. If someone wins, we pay. You keep the headline and the budget.

AM Best A-Rated Backed by “Excellent”-rated carriers · $45M+ in prizes paid worldwide
35+
Years insuring promotions, since 1991
$45M+
In cash & prizes paid to winners
A-Rated
AM Best “Excellent” underwriting
9
Industries served, casinos to non-profits
How prize insurance works

A big prize, with the financial risk handed to us.

Prize indemnity is simple: you advertise a high-value prize, pay a fixed premium that’s a small percentage of it, and if a winner hits the odds, we cover the payout. No prize won, no payout owed — you still got the attention.

1

Design the promotion

Pick the prize and the challenge — a hole-in-one, a scratch card, a half-court shot, a sweepstakes. We help structure the odds and the rules so it’s exciting and sound.

2

Pay a fixed premium

You pay a fraction of the prize value up front. That premium is your entire exposure — your budget is locked, no matter what happens during the contest.

3

We cover the win

If someone beats the odds, we verify the claim and pay the prize — fast. You deliver a life-changing moment without touching your bottom line.

Real winners, really paid

When someone beats the odds, we’re the ones who pay.

Since 1991 we’ve handed out more than $45 million in cash and prizes — cars, cash, trips, and half-court glory. Every claim verified fast, every prize honored.

“We offered a $50,000 hole-in-one prize at our charity scramble. Someone aced it. Odds On paid in under a week — and we looked like heroes.”

— Tournament Director, Regional Golf Classic
Get started

Tell us the prize. We’ll tell you the premium.

Share a few details about your promotion and one of our experts will come back fast — with ideas, pricing, and a plan that fits your budget.