Offer the million-dollar prize. Skip the million-dollar risk.
Run the hole-in-one, the half-court shot, the grand-prize giveaway — for a fraction of the prize value. If someone wins, we pay.
Backed by AM Best A-Rated carriers · $45M+ in prizes paid worldwide
A big prize, with the risk handed to us.
You advertise a high-value prize, pay a fixed premium that’s a small fraction of it, and if a winner hits the odds, we cover the payout. No win, no payout owed.
Design the promotion
Pick the prize and the challenge — a hole-in-one, a scratch card, a sweepstakes. We help structure the odds and rules so it’s exciting and sound.
Pay a fixed premium
You pay a fraction of the prize value up front. That premium is your entire exposure — your budget is locked, whatever happens.
We cover the win
If someone beats the odds, we verify the claim and pay the prize — fast. You deliver a life-changing moment without touching your bottom line.
Headline-grabbing prizes, predictable cost.
A million-dollar prize draws a crowd. Paying for it out of pocket doesn’t have to. Prize indemnity turns an unpredictable liability into a fixed line item.
- ✓ Offer prizes far bigger than your promo budget
- ✓ Lock your cost up front — no surprise payouts
- ✓ A-Rated carriers and fast, verified claims
- ✓ 35+ years structuring promotions that actually convert
Promotions that fit how you draw a crowd.
Every industry runs a different play. We’ve insured them all — and we’ll help you pick the contest that drives traffic where you need it.
Sports
Halftime shots, hole-in-one, fan contests
Gaming
Kiosk, Zoom Ball, slot & VIP promotions
Retail
Scratch cards, weather & over-redemption
Online / Social
Sweepstakes, instant-win, Facebook
Media
Radio, TV watch-and-win, newspaper
Automotive
Direct mail, hole-in-one, test-drive prizes
Non-Profit
Duck races, dice rolls, poker runs
Trade Shows
Prize vaults, video scratch & win
Tell us the prize. We’ll tell you the premium.
Share a few details about your promotion and an expert comes back fast — with ideas, pricing, and a plan that fits your budget.